VantageScore 4.0 gets a boost from the US Federal Housing FHFA director. Fannie and Freddie will now allow lenders to use VantageScore 4.0. This decision aims to increase competition in the credit score ecosystem. VantageScore 4.0 uses trended data for better credit risk assessment. It considers credit history trends over the past 24 months.
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VantageScore 4.0 just got a major boost - what it means for your credit and loans
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